Life Insurance for Tobacco Users Can Get Affordable Rates Smoking and the general use of tobacco has been associated with high life insurance premium rates. There are over 60 million tobacco users in the United States who need life insurance but think it’s too expensive. Tobacco users and smokers may not be aware that they …
You are in luck! Fortunately, today, a number of life insurance companies provide life insurance coverage to high risk people as well. However, this coverage is typically more expensive when compared to a life insurance policy for someone without a health condition. A High Risk Condition is an increased financial risk to the Insurance Companies. …
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4 tips will help you with your quest for High Risk Occupation Life Insurance TIP #1: HOW MUCH RISK? When it comes to working for a living, every job involves some degree of risk. Your occupation will dictate the level of risk involved when performing a specific task. Some occupations have a high level of …
Shopping for Medicare Supplement plans? You are probably like most of our clients when we first speak with them. You probably fall into 1 of 2 camps. 1) You are turning 65 and are looking for the lowest Medicare Supplement rate. 2) You are over 65, have had some rate increases, and are looking to …
Avocations and High Risk Hobbies What you may consider as standard recreational fun and exercise may flag a risk warning to life insurance companies. What may be some of these high risk warnings? For instance, in case you’re participating in things like mountain climbing, SCUBA diving, or skydiving — you’re a more hazardous case than …
