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13 Differences of Term Life and Permanent Life Insurance: What are they?

This is a fairly common question that is asked by life insurance shoppers. You aren’t alone in looking for the differences between term life and permanent life insurance. To start, permanent life insurance will include all policies that aren’t term life insurance.  Pretty basic, right? Ok, that’s pretty obvious.  Let’s get a bit more detailed. …

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Affordable Life Insurance Tobacco Users

2 Quick Tips: Affordable Life Insurance For Tobacco Users

Affordable life Insurance for tobacco users is possible. Tobacco users often find that their initial life insurance quotes are much higher than non-smokers. Do not settle for these high premiums because their are companies who have lower rates for smokers and tobacco users. In fact, if your agent knows which life insurance companies to look …

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Life Insurance For High Risk Health Conditions

Get Term Life Insurance For High Risk Health Conditions

You are in luck! Fortunately, today, a number of life insurance companies provide life insurance coverage to high risk people as well. However, this coverage is typically more expensive when compared to a life insurance policy for someone without a health condition. A High Risk Condition is an increased financial risk to the Insurance Companies. …

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